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Palmas Group
In this Group: Antonia, Lucero, Marcela , Maria Elena, Maria Martha Alicia, Sara , Teresita De Jesus
“Palmas” is a very sociable communal bank in its first cycle; it has 8 women members who are very good and hardworking and who are concerned about their families’ wellbeing. Their meetings take place in Monterrey, Nuevo León.

Marcela is a responsible, intelligent group member. She’s 32 years old and lives happily with her husband and two children (twins, one boy and one girl) who attend school and one of them is on a baseball team.

Marcela sells shoes, catalogue products, jewelry and natural products. She likes to sell a little bit of everything and started the easiest way selling shoes which helped her trust her neighbors more and figure out if they were responsible.

She will use the loan she got to stock up on tennis shoes and shoes for the Christmas season because this is what people need the most around this time and this way she can help her husband with household expenses and their children’s schooling costs.

One of Marcela’s most wished-for dreams is to continue growing in business to keep her good customers so that she can continue to sell them natural products to lose weight in the long run but being associated directly with the firm.

The group shared an anecdote about one of the members. They mention that when she started to form her groups her husband would scold her and prohibit her from taking part in this but as time went by she was able to show her husband that she could take care of her payments and of her business all by herself and didn’t need to depend on him. Now the husband lets her have the meetings in their house with no complaints.
View original language description ↓
Palmas en un grupo solidario muy sociable, el cual se encuentra en su 1° ciclo, conformado por 7 mujeres muy buenas y trabajadoras a quienes les preocupa el bienestar de sus familias. Sus reuniones están ubicadas en Monterrey, Nuevo León.

Marcela es una responsable e inteligente integrante del grupo, tiene 32 años de edad y vive felizmente con sus esposo y sus 2 hijos (cuates niño y niña) los cuales estudian y uno de ellos juega en un equipo de beisbol. Marcela se dedíca a la venta de zapatos, de productos por catálogo, joyería y productos naturales. Le gusta vender de todo y comenzó de la manera mas sencilla vendiendo zapatos, lo cual le ayudó a confiar mas en sus vecinas y darse cuenta si eran responsables. Con el crédito que recibió surtirá tenis y zapatos para la temporada navideña, ya que es lo que la gente mas necesita en estas fechas, además de que así puede ayudar a su esposo con los gastos en el hogar y para la educación de sus hijos.

Uno de los sueños mas anhelados de Marcela es seguir creciendo con el negocio y poder concervar a sus clientes buenos para así a largo plazo comenzár a ofrecer productos naturales para bajar de peso pero estando directamente con la empresa.

El grupo nos cuenta una anecdota de una de sus integrantes y nos menciona que cuando ella comenzó a hacer sus grupos su marido la regañaba y le prohibía andar en eso, pero conforme pasaba el tiempo pudo demostrarle a su esposo que ella sola podía hacerse cargo de sus pagos y de su negocio sin necesidad de depender de él. Ahora el marido deja que hagan las juntas en su casa sin ninguna molestia.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 51
    View loans »
    Mexico Loans Fundraising
  • $18,367,975
    Funds lent in using Kiva
  • 13.8
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Palmas Group's $1,625 loan helped a member to stock up on more tennis shoes and shoes for the Christmas season.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 28, 2011
Listed
Dec 2, 2011
Currency Exchange Loss:
Possible
Ended:
Jun 15, 2012