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José
José, aged 43, is married with three children aged between 7 and 20 years old, whom he dreams of seeing become successful people. José has a business providing auto-painting services, an activity that he learned 23 years ago when he worked as an employee at an auto workshop. Gradually he was able to open his own workshop, where his customers began to recognize him and in this way he began his own business adventure. In order to achieve better results, he decided to specialize in this specific task, taking courses in painting for transportation vehicles. With his savings, he acquired his first basic equipment and sub-leased a parking area for starting his business.

Automotive painting is his main activity, with which he has been able to achieve his family's upkeep. He goal is to achieve better growth, and for his son, who helps him during his vacations, to be able to study much further and specialize so as to be able to provide a modern offering with the technology that requires.

This is the reason for him coming for a Kiva loan. This is his first loan through Fundación Mario Santo Domingo, with which he will purchase a catalyzer base and epoxy paint, to begin his dream of perfecting his service.
View original language description ↓
José de 43 años de edad es un hombre casado que tiene 3 hijos en las edades de 7 a 20 años, con los que sueña ver convertidos en personas exitosas. José tiene un negocio a través del cual ofrece servicios de pintura automotriz, actividad que aprendió desde hace 23 años, cuando trabajaba como empleado en un taller automotriz. Gradualmente fue abriendo su propio mercado, cuando sus clientes empezaron a reconocerlo y empezó así su propia aventura de negocios. Para lograr mejores resultados decidió especializarse en la tarea, haciendo cursos de pintura para vehículos de transporte, y con ahorros adquirió su primer equipo básico y subarrendó un parqueadero para iniciarlo. La pintura automotriz es su principal actividad, con la cual ha logrado el sostenimiento de su familia. Su meta es lograr un mayor crecimiento y que su hijo quien lo apoya en sus vacaciones, logre estudiar especializándose mucho más, para hacer una oferta moderna y con la tecnología que ello requiere. Esta es la razón por la cual acude a su credikiva, primer financiamiento que hace a la Fundación Mario Santo Domingo, con el que comprará una base catalizadora y pintura poxica, para empezar su sueño de perfeccionamiento en el servicio.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 487
    View loans »
    Colombia Loans Fundraising
  • $15,254,800
    Funds lent in using Kiva
  • 1,945.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped José to purchase a catalyzer base and epoxy paint, to begin his dream of perfecting his service.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 29, 2011
Listed
Dec 2, 2011
Currency Exchange Loss:
Covered
Ended:
Apr 18, 2013