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Valentine is 28 years old and is married with two children aged between 3 and 6 years old. Valentine sells various goods such as: cooking oil, biscuits, eggs, sugar etc. Her business is well known and well organized and has six years of experience in this business. She currently employs one person to help her and she works from 6am to 7pm per week.

Valentine has requested the loan from Kiva, via Vision Finance Company, in order to purchase various goods such as: cooking oil, biscuits, eggs, sugar etc. to sell. With any profits, Valentine will be able to save money for her future, reinvest in her business and she will be able to pay her children's school fees.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 11
    View loans »
    Rwanda Loans Fundraising
  • $13,437,050
    Funds lent in using Kiva
  • 593.0
    Rwanda Francs (RWF) = $1 USD