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Valentine is 28 years old and is married with two children aged between 3 and 6 years old. Valentine sells various goods such as: cooking oil, biscuits, eggs, sugar etc. Her business is well known and well organized and has six years of experience in this business. She currently employs one person to help her and she works from 6am to 7pm per week.

Valentine has requested the loan from Kiva, via Vision Finance Company, in order to purchase various goods such as: cooking oil, biscuits, eggs, sugar etc. to sell. With any profits, Valentine will be able to save money for her future, reinvest in her business and she will be able to pay her children's school fees.

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company, soon to be known as Vision Fund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFC serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

About Rwanda

  • $1,700
    Average annual income
  • 13
    View loans »
    Rwanda Loans Fundraising
  • $15,406,850
    Funds lent in using Kiva
  • 593.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Valentine to purchase various goods such as: cooking oil, biscuits, eggs, sugar, etc. to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 25, 2011
Jan 1, 2012
Currency Exchange Loss:
Dec 15, 2012