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Heba is a 31-year-old married lady. Three years ago, she started a small retail business selling bed covers and sheets, and during this time she was able to expand by selling blankets, too.

Now she has a special room in her house decorated specifically for this business, using her connections and her husband's connections. He has a shop to sell curtains; Heba now has a wide customer base in their area and their close neighborhood, too.

Heba has applied for this loan in order to offer more blankets and start separating her business from home by looking for an independent store near by.

Additional Information

About National Microfinance Bank

Jordan is a small country located in the heart of the Middle East’s Levant region. Regional instability has caused Jordan to be excluded from global investments for decades. Additionally, a lack of natural resources—including water and energy—places tremendous strain on the Jordanian economy, over 80% of which consists of small businesses, largely in the service industry. Despite their importance in the economy, many of these businesses are excluded from the banking sector because of their size. Microfinance institutions like National Microfinance Bank offer them an opportunity to enhance and expand their businesses. NMB also offers its services to other underprivileged peoples in Jordan, providing them with loans to pursue educational goals and improve their homes and livelihoods.

About Jordan

  • $6,100
    Average annual income
  • 26
    View loans »
    Jordan Loans Fundraising
  • $7,941,575
    Funds lent in using Kiva
  • 0.7
    Jordan Dinars (JOD) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,425 helped Heba to buy more blankets for sale.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Nov 22, 2011
Dec 4, 2011
Currency Exchange Loss:
Mar 15, 2013