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Hassan's Group
In this Group: Hassan *, Kumba N., Josephine , James , Ibrahim K., Steven
* not pictured
Pictured above are a group of teachers from one of the institutions in Waterloo, a town near Freetown where “Shine on Sierra Leone” partnered with SMT to start a branch. School staff and other salaried workers do come to SMT, a partner of base in Makeni to seek loans. With the help of these loans, they are able to solve problems that their salaries alone cannot solve. Then at the end of each month their bursar or finance officer repays SMT/Kiva lenders on their behalf.

Hassan is the leader of this group of teachers. The twenty-three year old is a native of Mile Ninety village. He is married and has three children. Hassan has requested this loan in order to buy a television set for his household.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 23
    View loans »
    Sierra Leone Loans Fundraising
  • $9,391,500
    Funds lent in using Kiva
  • 4,300.0
    Sierra Leone Leones (SLL) = $1 USD