Ruxsara is 35 years old, married and has three children. She is an internally displaced person from Fuzuli city and currently lives in the Fuzuli region together with her family. For more then four years she has been raising cattle for milk production. Ruxsara needs a loan of 2000 AZN in order to purchase another milk cow and increase the volume of dairy products she can offer for sale. Ruxsara uses the milk from the cows to make kefir and sells it from her home. Her business has a number of regular clients, especially among her neighbors.
Ruxsara 35 let. Ona zamujuem i imeyet 3 detey. Ruxsara yavlyayetsya IDP personom pereselenec iz Fuzuli goroda seychas projivayet v Fuzuli regione vmeste so svoyey drujelubnoy semyoy. Ona uje 4 goda kak zanimayetsya skotovodstvom i razvodit korov. Ruxsara nujdayetsya v 2000 AZN chtobi kupit korovi dlya uvelicheniya kolichestva molochnogo produkta dlya prodaji. Ona delayet sir i kefir iz moloka i prodayet ix u sebya doma. Ona imeyet mnogo kliyentov takje sredi sosedey.
Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.