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Rafael is 29 years old. He is married to a housewife and has two children. When Rafael was young, he helped his father plow his rice field and transplant seedlings. Today he applies his extensive experience in farming on his own land. He wants to ensure a good harvest so he works hard in the field every day.

Because of insufficient funds, Rafael is requesting a loan of PHP 35,000 to buy five bags of urea (a fertilizer) and two liters of Karate (a pesticide) to help sustain his crops.

Rafael aims to save enough money to send his children to college someday.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 1934
    View loans »
    Philippines Loans Fundraising
  • $61,098,225
    Funds lent in using Kiva
  • 43.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Rafael to buy fertilizer and pesticides.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Nov 18, 2011
Dec 2, 2011
Currency Exchange Loss:
Jun 22, 2012