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Elma is a nice and responsible woman. She is married and the mother of three children. Elma only finished her high school education and then got married at a young age. She then got involved in rice farming as a source of income. She helped her husband transplant rice seedlings and learned a lot about this business. With the profits earned from the business, she was able to support her family's needs for meals and also pays for tuition fees for her children who are still in elementary grade.

Elma would like to further improve her crop porduction but she is limited financially to buy inputs. In this regard, she is now asking for a loan of P50,000 to buy 15 bags of fertilizers for use in farming. In the future, Elma would like to keep producing better crops to ensure a brighter future for her family.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 668
    View loans »
    Philippines Loans Fundraising
  • $63,147,100
    Funds lent in using Kiva
  • 43.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Elma to buy 15 bags of fertilizers for use in farming.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Nov 18, 2011
Dec 2, 2011
Currency Exchange Loss:
May 21, 2012