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Josiane
Josiane is 29 years old and is married. She has two children between the ages of 2 and 4 years old. Her business is well clean and good. She sells fish in the market. Josiane has three years experience in this business and employs one person to help her. Her business operates from 7am until 8pm every day.

Josiane has requested a loan from Kiva lender (via vision finance company) in order to purchase more, larger quantities of fish. With this profit from the loan, Josiane will expand her business and save for her family.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 47
    View loans »
    Rwanda Loans Fundraising
  • $12,350,475
    Funds lent in using Kiva
  • 596.0
    Rwanda Francs (RWF) = $1 USD