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Miralys Beatriz

Update on Miralys Beatriz

Miralis used her previous Kiva loan to reduce her transport costs and save time, buying her raw materials and supplies wholesale. She is currently applying for a new Kiva loan to buy supplies and to fund the credit facilities that she provides to people who buy her lunches. Her customers are mainly people who work on building sites. Her message to Kiva lenders is the following: "I am very grateful for the support that you provide to people in need. This loan has allowed me to stabilize my capital and I am now working more peacefully".
View original language description ↓
Miralis con su anterior credikiva redujo los costos de transporte y de tiempo, comprando al por mayor materias primas e insumos. En la actualidad está aplicando a un nuevo credikiva, con el cual comprará insumos, para financiar las cuentas por cobrar de los almuerzos, que vende en construcciones de edificios, quienes son sus principales clientes. Su mensaje a los financiadores de Kiva es el siguiente: “Estoy muy agradecida por el apoyo que brindan a las personas necesitadas, pues este crédito ha logrado estabilizar mi capital, con el cual estoy trabajando mas tranquila.”

Previous Loan Details

Miralis Beatriz M. lives in a modest city neighborhood in Barranquilla city, where she works selling fresh food and her famous "sancochos costeños" (a type of stew). She is married with 3 children aged 16 to 23 years old. She started this activity because her husband became unemployed. Her mot... More from Miralys Beatriz's previous loan »

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Colombia

  • $11,100
    Average annual income
  • 393
    View loans »
    Colombia Loans Fundraising
  • $16,282,675
    Funds lent in using Kiva
  • 1,951.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Miralys Beatriz to buy supplies for making lunches.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 28, 2011
Dec 2, 2011
Currency Exchange Loss:
Dec 15, 2012