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Telma Cecilia
Telma lives with her family in the wonderful and culturally diverse province of Limon, which has a predominantly black population and important cultural elements of indigenous Costa Rican, Afro-Caribbean, white and Chinese peoples, each of whom support the region in their own way. This province has beautiful areas of white-sand beaches, palm trees and lush national parks with protected tropical rainforests, coral reefs and hundreds of species of endangered flora and fauna.

Tortuguero National Park displays the largest example of protected tropical rainforest, where you can travel down rivers and canals, observe plants and animals, witness marine turtles laying their eggs and have the opportunity to watch more than 300 species of bird, including green macaws and toucans. This area has been the focus of important scientific investigations and has become a popular destination for scientific and ecological tourism.

For a few months now, Telma has been hoping to have enough merchandise to be able to progress her business, to dedicate more time and to provide the neighbours of her community with quality clothing. With the income she makes from this business, she is able to give her family a better quality of life.

For this reason, Telma is asking for a loan of 596,000 colones to buy merchandise, particularly clothes and shoes, so she can continue selling on her stall and achieve her goals.

Telma is a member of the Empresa de Crédito Comunal de Batán (the Communal Credit Company of Batán), one of the 150 member organisations of EDESA in Costa Rica. They are happy to have already had many positive results and to have helped many women in their different lines of work.
View original language description ↓
Telma vive con su familia en la maravillosa provincia de Limón la cual marca una gran diversidad cultural: con una población predominantemente negra y con importantes rasgos de la cultura indígena costarricense, la afro caribeña, blancos y chinos, cada grupo le aporta a la zona su estilo propio. Esta provincia tiene hermosas lugares con arenas blancas, playas y palmeras y exuberantes parques nacionales que protegen bosques húmedos tropicales y arrecifes de coral, así como centenares de especies de flora y de fauna en vías de extinción. El parque nacional Tortuguero, contiene la muestra más grande de bosque húmedo tropical protegido y aquí usted podrá recorrer sus canales y ríos, observar la flora y la fauna, apreciar el desove de las tortugas marinas y tener la oportunidad de observar a más de 300 especies de aves dentro de las que se encuentra la lapa verde, el pavón y los tucanes. En esta zona se llevan a cabo importantes investigaciones científicas y se ha convertido en un punto especial para el turismo científico y ecológico.

Hace unos meses Telma desea tener suficiente mercadería para asi poder salir adelante con su negocio, dedicarle más tiempo, para asi brindarles a los vecinos de la comunidad prendas de calidad. Con el ingreso que obtenga de este negocio le dará también una mejor calidad de vida a su familia.

Es por esto que Telma está solicitando un crédito por el monto de 596,000.00 (quinientos noventa y seis mil colones), para comprar mercadería, específicamente ropa y zapatos, para asi continuar haciendo sus ventas ambulantes y llegar a alcanzar sus metas.

Telma es socia de la Empresa de Crédito Comunal de Batán, una de las 150 organizaciones socias de EDESA en Costa Rica. Y están felices porque los resultados han sido muy buenos y la Empresa ha ayudado a muchas mujeres a trabajar en sus diferentes negocios.

Additional Information

More information about this loan

As a small and relatively young MFI located in Costa Rica, EDESA has difficulty attracting other sources of capital. Many other microfinance funders do not work in Costa Rica, because overall the country is too rich. However, organizations such as EDESA work with extremely marginalized populations in Costa Rica that really need the access to capital that EDESA provides. By funding EDESA, Kiva lenders are allowing the organization to grow and reach more people than they otherwise would be able to reach.

About Costa Rica

  • $11,100
    Average annual income
  • 39
    View loans »
    Costa Rica Loans Fundraising
  • $4,170,625
    Funds lent in using Kiva
  • 497.6
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Telma Cecilia to sell clothes.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Dec 6, 2011
Listed
Dec 5, 2011
Currency Exchange Loss:
Possible
Ended:
May 17, 2013