Las 5 Rosas Group
Update on Las 5 Rosas GroupSilveria lives in a beautiful locale with her husband Jose Luis and their three dependent children.
She asks for a loan to buy chickens that she will later sell in parts, going door to door. She has been doing this for 3 months and says that it's going well and that her household income has increased a little bit.
She started the business after her mother-in-law proposed it; she already has a business making bread and selling plastic goods, so she couldn't go from house to house. She gave the chickens to Silveria because she had children who could help her with the sales, and they are getting good results.
What she wants most is to continue in this business and also making bread so that she can support her children in their education.
The other members of the group are: Angelina, who sells plastics and makes bread; and Everfein who buys and cells calves.
Ella solicito el préstamo para invertirlo en la compra y venta de pollos de granja para luego venderlo destazado por pedido de casa en casa , en donde lleva trabajando hace tres meses en la que comenta que la ve bien ya que a logrado mejorar un poco mas sus ingresos para su hogar y familia.
Que la inspiro en esta actividad fue su suegra quien le propusieron este tipo de actividad pero ella como se dedica a la elaboración de panes y la venta de plásticos no puede envidar de casa en casa y mejor se lo dios a doña Silveria ya que ella tiñe hijos que la ayudan a vender y ve que si le está dando resultado.
Lo que más desea es que con esta pequeña actividad ella pueda seguir trabajando para así también trabajar en la elaboración de panes y apoyar a sus hijos en su educación.
Quienes integran en el grupo son la señora: Angelina quien se dedica a la venta de plásticos y la elaboración de panes, así también se integra Everfein quien se dedica a la compra y venta de ganados (becerros).
Previous Loan DetailsYoung Everfein lives in a very pretty village where people grow bananas and oranges. He is single and would like to continue with his studies. Everfein requested this loan to invest in buying livestock which he will later sell in his region. He has been in his business for just five months a... More from Las 5 Rosas Group's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid