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Rosa Carlota
Rosa Carlota, 45, is a single mother. She lives with her three children--19-, 17-, and 12-years old, respectively--in Ventana, a canton of the Ecuadorean province of Los Rios.

Rosa Carlota is a member of the Las Palmas community bank in the rural town of Campo Alegre.

Rosa Carlota has been a farmer for 12 years. She grows maize and rice. She is applying for a loan that she will use to buy manure to fertilize her land.

Your loan will help Rosa Carlota to pay her workers. She's never had problems of this kind before. She likes to work, even in her spare time.
View original language description ↓
Rosa Carlota tiene 45 años de edad es soltera tiene tres hijos, vive con los hijos de 19, 17 y 12 años de edad en el Cantón ventanas Provincia de los ríos.

Es integrante de la VRC LAS PALMAS, se encuentra ubicada en el Recinto campo Alegre, Pertenece al Cantón Bab se dedican a labores Agrícolas.

Rosa se dedica a la agricultura a la siembra de maíz, arroz hace 12 años. Las compras y las ventas los realiza en ventanas. Solicita el crédito para seguir trabajando, comprar abonos agrícolas.

Con la ayuda del préstamo podrá pagar a los trabajadores. No se le ha presentado ningún tipo de problemas.
En el tiempo libre le gusta trabajar.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 80
    View loans »
    Ecuador Loans Fundraising
  • $25,065,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Rosa Carlota to buy supplies for her farming business.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Nov 22, 2011
Nov 30, 2011
Currency Exchange Loss:
Aug 22, 2012