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Flavio Milton
Flavio Milton is 38 years old, in a common law relationship and has two children. He lives with his wife and children who are 15 and 11 years old in Ventanas Canton, Los Ríos Province.

The members of the “Las Palmas” communal bank are located in Recinto Campo Alegre belonging to Bab Canton; they are farmers. Flavio is a farmer who has been growing rice and corn for 20 years. His purchases and his sales take place in Ventanas.

He is asking for the loan to continue working his corn and rice crops and to buy fertilizer. With help from the loan he will be able to buy supplies problem-free. His dream is to be able to buy a tractor. He has had no type of problem with the farming and in his free time he likes to rest.
View original language description ↓
Flavio Milton tiene 38 años de edad vive en unión libre tiene dos hijos. Vive con la esposa Y con los hijos de 15 y 11 años de edad en el cantón ventanas provincia de los ríos.

Es integrante de la VRC LAS PALMAS, se encuentra ubicada en el Recinto campo Alegre, Pertenece al Cantón Bab se dedican a labores Agrícolas.

Flavio se dedica a la agricultura a la siembra de maíz arroz hace 20 años. Las compras y las
Ventas lo realiza en Ventanas.

Solicita el crédito para trabajar en la siembra de maíz y comprar los abonos y fertilizantes.

Con la ayuda del crédito le ayudara ha comprar los insumos sin ningún tipo de problema.

No se le ha presentado ningún problema en la agricultura.En el tiempo libre le gusta descansar.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 79
    View loans »
    Ecuador Loans Fundraising
  • $24,585,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Flavio Milton to buy fertilizer and manure.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Nov 22, 2011
Dec 20, 2011
Currency Exchange Loss:
Aug 22, 2012