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Damaris Elena
Damaris, 40, lives with her family in the wonderful province of Limón which is noted for its cultural diversity. Its population is predominantly Black with important traits from Costa Rican indigenous culture: Afro-Caribbean, White and Chinese. Each of these groups contributes its own particular style.

This province has beautiful places with white sand, beaches, palm trees and exuberant national parks that protect tropical rain forests and coral reefs as well as hundreds of species of flora and fauna in danger of extinction.

The Tortuguero national park contains the largest protected rain forest and one can travel its canals and rivers, observe flora and fauna, witness sea turtles laying their eggs and have the opportunity of observing over 300 species of birds among which are the Green Macaw, the Great Curassow and Toucans. Important scientific investigations take place here and it has become a special point for scientific and ecological tourism.

For a few months now Damaris has wanted to have sufficient merchandise available to get ahead with her business and dedicate more time to it thus providing local residents with high quality items of clothing. With income earned in this business she will also provide her family with a better quality of life.

Because of this, Damaris is asking for a 596,000.00 (five-hundred ninety-six thousand colones) loan to buy merchandise, specifically more clothing to continue her street sales and to reach her goals.

Damaris is a member of the “Batán” communal bank one of EDESA’s 150 social organizations in Costa Rica. They are happy because results have been very good and the firm has helped many women to work in their various businesses.
View original language description ↓
Damaris tiene 40 años y vive con su familia en la maravillosa provincia de Limón la cual marca una gran diversidad cultural: con una población predominantemente negra y con importantes rasgos de la cultura indígena costarricense, la afro caribeña, blancos y chinos, cada grupo le aporta a la zona su estilo propio. Esta provincia tiene hermosas lugares con arenas blancas, playas y palmeras y exuberantes parques nacionales que protegen bosques húmedos tropicales y arrecifes de coral, así como centenares de especies de flora y de fauna en vías de extinción. El parque nacional Tortuguero, contiene la muestra más grande de bosque húmedo tropical protegido y aquí usted podrá recorrer sus canales y ríos, observar la flora y la fauna, apreciar el desove de las tortugas marinas y tener la oportunidad de observar a más de 300 especies de aves dentro de las que se encuentra la lapa verde, el pavón y los tucanes. En esta zona se llevan a cabo importantes investigaciones científicas y se ha convertido en un punto especial para el turismo científico y ecológico.

Hace unos meses atrás Damaris desea tener suficiente mercadería para asi poder salir adelante con su negocio, dedicarle más tiempo, para asi brindarles a los vecinos de la comunidad prendas de calidad. Con el ingreso que obtenga de este negocio le dará también una mejor calidad de vida a su familia.

Es por esto que Damaris está solicitando un crédito por el monto de 596,000.00 (quinientos noventa y seis mil colones), para comprar mercadería, específicamente mas ropa, para asi continuar haciendo sus ventas ambulantes y llegar a alcanzar sus metas.

Damaris es socio de la Empresa de Crédito Comunal de Batán, una de las 150 organizaciones socias de EDESA en Costa Rica. Y están felices porque los resultados han sido muy buenos y la Empresa ha ayudado a muchas mujeres a trabajar en sus diferentes negocios.

Additional Information

More information about this loan

As a small and relatively young MFI located in Costa Rica, EDESA has difficulty attracting other sources of capital. Many other microfinance funders do not work in Costa Rica, because overall the country is too rich. However, organizations such as EDESA work with extremely marginalized populations in Costa Rica that really need the access to capital that EDESA provides. By funding EDESA, Kiva lenders are allowing the organization to grow and reach more people than they otherwise would be able to reach.

About Costa Rica

  • $11,100
    Average annual income
  • 50
    View loans »
    Costa Rica Loans Fundraising
  • $4,308,175
    Funds lent in using Kiva
  • 497.6
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Damaris Elena to buy clothing.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Dec 6, 2011
Listed
Nov 30, 2011
Currency Exchange Loss:
Possible
Ended:
Mar 6, 2014