La Bienvenida Group
She sells bedspreads, pillows, and sheets. She has also had a drink stand for two years. Between this and her bedding business, she has learned how to move her businesses ahead. Her husband helps her with her drinks business and in this way they each contribute toward the household expenses. She will use the money from this loan to invest in bedcovers and sheets. She expects things to go very well.
Beatriz is a member of the “La Bienvenida” group. They called it this because this will be their first loan. The group is made up of four persons who are: María Magdalena, Martin, Maurilia, and Beatriz. Each runs her own business, such as food sales, drink sales, games, etc.
Ella se dedica al comercio vende colchas, almohadas, sabanas, aparte tiene un puesto de refrescos, ya tiene 2 años con el puesto de refrescos y con la venta de sabanas ella ha sabido sacar adelante el negocio ya que con el puesto de refrescos le ayuda su esposo y así los dos invierten para ayudar con los gastos de la casa, ella ahora invertirá su préstamo en la compra de colchas y sabanas espera que le vaya muy bien.
Doña Beatriz pertenece al grupo la bienvenida le pusieron así ya que es su primer crédito, el grupo está integrado por 4 personas que a continuación serán mencionadas: María magdalena, Martin, Maurilia y Beatriz todos realizan una actividad comercial como venta de comida, refrescos, juegos, etc.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid