Mujeres Con Futuro Group
Update on Mujeres Con Futuro GroupThe group, “Mujeres con Futuro” (Women with a Future) is made up of six hardworking and very responsible women from the same community. The community is located atop a hill. They selected this name because they’ve been working with the institution for a long time and they have all prospered in their businesses. They consider themselves to be survivors, so they selected this name.
Marisol represents the group and is 28 years old. She’s been married to Anastacio for nine years and they have three children, 8 year old David who’s in third grade, 6 year old Leonardo Daniel who’s in first grade, and 3 year old Romania who does not go to school yet. Anastacio works as a merchant.
Marisol knits things like vests, sweaters, and also sews napkins and tablecloths. This time she is asking for this loan to buy knitting needles, thread, sewing needles, adornments, and accessories.
Her challenge is that there are days where she doesn’t have enough money to fill all of her pending orders, so many times she has to backorder them. It’s also difficult for her to find the raw materials at good prices. She prefers buying her products in quantity because they’re less expensive. One of her goals is to have a shop where she can show her embroidery and knitting. She would also like to teach other people to knit and embroider.
All of the members are very happy and grateful and say, “Thanks to the loans, we are able to invest into our businesses. I, Margarita, will buy toys to resell; I, Talalia will buy beauty products; I Maridalia will buy gloves, hats, and scarves for the cold season; I, Karina will invest in a grocery store; and I, Alicia will invest in chickens.”
Marisol quien es la presentante del grupo tiene 28 años esta casada desde hace 9 años con el señor Anastacio quien trabaja de comerciante juntos han procreado 3 hijos David de 8 años se encuentra en tercer año de primaria, Leonardo Daniel de 6 años esta en 1 de primaria y Romina de tres años aun no va a la escuela.
Marisol se dedica a elaborar tejidos de estambre como chalecos, sueteres, tambien hace costuras (servilletas, manteles). Esta vez has solicitado el credito para comprar estambres, hilos, aujas, adornos u accesorios.
Su desafio que presenta es que hay dias en los que no tiene dinero para cubrir con todos sus pedidos pendientes entonces muchas veces tiene que retrasarlos, tambien se le complica consegir el material a buen precio ella prefiere comprar sus productos por mayoreo yaq ue asi sale mas barato.
Una de sus metas es llegar a tener un local donde pueda exponer sus bordados y tejidos tambien le gustaria enseñarle a otrs personas como se teje y borda.
Todas las integrantes estan muy contentsa y agradecidas ya que comentan "Gracias al prestamo nosotras comprraremos para invertir en nuestras actividades, yo Margarita comprare Juagolotes pra despues verder, yo talalia comprare productos de belleza para luego vender, yo Maridalia comprare guantes, gorros, bufandas para vender en este temporada de frios, yo karina invertire en una tienda de abarrotes, y yo Alicia invertire en pollos esto nos ayudara a mejorar nuestra calidad de vida"
Previous Loan DetailsMarisol lives in the San Pablo Tlalchichilpa community. Her community has a lot of land, but not so many inhabitants. The people in this community are more prepared in comparison to other places. For example, the majority of the children are studying, preparing, and going to school. Also, it ... More from Mujeres Con Futuro Group's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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