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Mariana Concepcion
Mariana, 24, started out 5 years ago with her small store, and thanks to God it has gone very well. She has been gradually growing her small store.

She works alone from 6am until 9:30 at night. Her only difficulty is the climate, because in the rainy season her neighborhood gets flooded. She is married and has 3 children aged 8, 5 and 3.

Mariana has a lot of aspirations for her business, and so she wants to buy drinks, cooking oil, canned goods, etc. Her goal is to provide her children with a complete education, and to finish the construction on her house.
View original language description ↓
Mariana de 24 años, empezó hace 5 años con su pequeña tienda y gracias a Dios le ha ido muy bien, y poco a poco a ido creciendo en su pequeña tienda.

Trabaja sola desde las 6 de la mañana hasta las 9 y 30 de la noche. Su única dificultad es el clima ya que en las épocas de lluvias su sector se inunda. Si está casada y tiene 3 hijos de 8, 5 y 3 años.

Tiene muchas aspiraciones con su negocio por eso quiere comprar bebidas, aceites, enlatados etc. Su meta es terminar de darles los estudios a sus hijos y terminar de construir su casa.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 74
    View loans »
    Ecuador Loans Fundraising
  • $24,585,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Mariana Concepcion to buy soft drinks, tuna fish and cooking oil.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 14, 2011
Nov 29, 2011
Currency Exchange Loss:
Dec 15, 2012