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Marcelina Antonia
Marcelina es married and lives in the San Juan neighborhood. Her main source of income is commerce. She has a grocery store where she sells basic family staple items located at home. This activity makes it possible for her to meet her needs and cover some of the expenses in useful projects for the family’s mutual wellbeing. Her husband helps her with household expenses since he’s a farmer and together they have taken on their responsibilities.

Marcelina needs the loan to buy building materials and supplies to enlarge the kitchen and add a pantry to improve her home’s condition. She thanks you in advance for the support she’ll get to carry out this activity because her house is the estate she will leave her children when she’s no longer here and that’s why she wants to gradually improve it so that she can leave them a valuable inheritance.
View original language description ↓
La señora Marcelina es casada, habita en la colonia san Juan, su principal fuente de ingresos es el comercio, tiene establecida una pulpería donde vende de productos basicos para el consumo familiar, la cual se encuentra ubicada en su casa, esta actividad le permite subsidiar sus necesidades y cubrir algunos gastos en proyectos utiles para el bien común de su familia, cuenta con el apoyo de su esposo que también colabora con los gastos del hogar ya que el se dedica a realizar cultivos agricolas y en conjunto asumen responsabilidades; Marcelina necesita este financiamiento para invertirlo en compra de materiales de construcion ya que ampliara su cocina y quiere hacerle un pantry, lo cual le perpitira mejorar las condiciones en su vivienda. Desde ya agradece el apoyo que se le brinde para poder realizar y llevar a cabo dicha actividad, pues su casa es la herencia que dejara a sus hijos cuando ella falte y por eso quiere irla acondicionando poco a poco para dejarles un buen patrimonio.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 133
    View loans »
    Nicaragua Loans Fundraising
  • $24,566,075
    Funds lent in using Kiva
  • 22.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Marcelina Antonia to buy building materials and supplies.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 31, 2011
Dec 1, 2011
Currency Exchange Loss:
Nov 17, 2013