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Rosa Amanda

Update on Rosa Amanda

Rosa Amanda is 36 years old and has worked as a primary school teacher at the Escuela Vigarmy Flores since she was 21. She has done so with great responsibility and honesty. Her life companion works as a farmer. Both are good workers and share family costs and loan responsibilities, and they are a close family who labor to advance themselves.

This will be Rosa's 8th loan for repairing walls at their home, which is in bad condition. They wish to reinforce them by plastering, providing better conditions of living for their lovely family. Rosa is well known in her community for living a good life and for her humility. Rosa's dream in life is to have good health and work stability in order to help her loved ones.
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Rosa Amanda de 36 años de edad, labora como docente de primaria en la Escuela Vigarmy Flores desde hace 21 años desempeñandose con gran responsabilidad y honestidad, su compañero de vida trabaja como agriculltor, ambos son bien trabajadores y comparten sus gastos familiares y los deberes crediticios ya que son una familia bien unida que trabajan para sacar adelante a su familia. Solicita su 8vo credito para reparar las paredes de su vivienda que se encuentran en mal estado y desea reforzarla repellandola, y de esta manera brindarle mejores condiciones de vida a su linda familia, en su comunidad es bien conocida por ser una mujer de buen vivir y bien humilde, su sueño en la vida es tener salud y estabilidad laboral para ayudar a sus seres queridos.

Previous Loan Details

Rosa Amanda has three children: two who are adults and a 9-year-old daughter who is a fifth-grader. Rosa Amanda is an elementary school teacher in the Río Plata neighborhood which is 6km from Nueva Guinea. She has to rise very early every morning to complete her household chores and then l... More from Rosa Amanda's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,406,150
    Funds lent in using Kiva
  • 22.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Rosa Amanda to improve her home by reinforcing and plastering the walls.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 31, 2011
Dec 1, 2011
Currency Exchange Loss:
Oct 17, 2013