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Tuvemubujiji /rbv Group
In this Group: Spéciose, Marceline, Laurence, Vestine, Immaculée, Emmanuel, Joseph
Speciose is part of the Tuvemubujiji group. She is 45 years old and married with five children aged 11 to 25 years, of whom four attend school. Her own level of education has been six years of primary school.

Speciose is a corn crop farmer. This is her second loan cycle with ACB. She will use her loan to buy seeds, fertilizers, rent fields and pay labor costs for her corn-farming activity.

Her strategy to expand her business is to modernize her crop farming. In coming years, Speciose wants to become a major potato farmer in her region. She plans to use the profits to provide schooling for her children.
View original language description ↓
Spéciose fait partie du groupe Tuvemubujiji. Elle a 45 ans et elle est mariée avec 5 enfants de 11 à 25 ans, dont 4 scolarisés. Son niveau d’éducation est de 6 ans de primaire.

Spéciose est cultivatrice de maïs. C’est son deuxième cycle de prêt avec ACB. Elle va utiliser son crédit afin d’acheter des semences, des engrais chimiques,location de champs et paiement main d’œuvre pour son agriculture des maïs.

Sa stratégie pour la croissance de son business est de moderniser son agriculture. Dans les prochaines années, Spéciose voudrait être une grande cultivatrice des pommes de terre dans sa région. Avec les profits, elle prévoit de scolariser ses enfants

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 12
    View loans »
    Rwanda Loans Fundraising
  • $15,423,225
    Funds lent in using Kiva
  • 596.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Tuvemubujiji /rbv Group's $1,600 loan helped a member buy seeds, fertilizers, rent fields and pay the labor costs of her corn-farming activity.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Nov 8, 2011
Dec 1, 2011
Currency Exchange Loss:
Jun 15, 2012