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Tajir is from the village of Zemo Sarali, East Georgia. He is 52 years old, married, and lives with his family: his wife Nazakat, 21-year-old daughter, and 17-year-old son. Tajir is a teacher at a local school. Along with his main job, he is actively involved in his family's farm, which is their main source of income. They own 0.65 hectares of land, where they grow cucumbers, beans, and potatoes, as well as a greenhouse for growing vegetables. Tajir sells their harvest locally. The family's total average monthly income is 650 laris.

Tajir has requested a loan to purchase seed potatoes and a new polyethylene cover for his greenhouse. The existing cover is torn and can’t maintain the required temperature inside the greenhouse. Tajir will grow potatoes in the greenhouse and harvest them early in the spring, when the price of potatoes is at its highest. He will use the additional income to improve his family's living conditions.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 39
    View loans »
    Georgia Loans Fundraising
  • $7,906,225
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Tajir to purchase a cover for his greenhouse and seed potatoes.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 11, 2011
Dec 1, 2011
Currency Exchange Loss:
Dec 15, 2012