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Haguruka Ukore / Rbv Group
In this Group: Jean Pierre*, Valens, Jean De Dieu, Jean Paul, Jean De Dieu, Donatien, Frederic, Theoneste, Beatrice, Jean Pierre
* not pictured
Frederick is a member of Hagurukukore Group. He's 29 years old, married, and has two children, aged one month and three years. His level of education amounts to four years of elementary school.

Frederick is a corn cultivator who's seeking his first loan from Kiva's partner, ACB. He will use it to buy seeds and chemical fertilizers, and pay the workforce for his corn farming business.

His strategy for growing his business is to use modern farming techniques. In the forthcoming years, Frederick would like to become a big farmer and wholesaler of farm products.

With his profits, he intends to educate his children and improve his family's well-being.
View original language description ↓
Frederick fait partie du groupe Hagurukukore. Il a 29 ans et il est marié avec 2 enfants de 1mois à 3 ans. Son niveau d’éducation est de 4 ans de primaire.

Frederick est cultivateur de maïs. C’est son premier cycle de prêt avec ACB. Il va utiliser son crédit afin d’acheter des semences, faire la location des champs, des engrais chimiques et payement main d’œuvre pour son agriculture de maïs.

Sa stratégie pour la croissance de son business est de moderniser son agriculture. Dans les prochaines années, Frederick voudrait être un grand agriculteur et distributeur des produits agricoles. Avec les profits, Frederick prévoit d’éduquer et améliorer le bien être de sa famille.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 4
    View loans »
    Rwanda Loans Fundraising
  • $15,573,075
    Funds lent in using Kiva
  • 595.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Haguruka Ukore / Rbv Group's $2,625 loan helped a member to buy seeds and chemical fertilizers, and pay the workforce for his corn farming business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Nov 8, 2011
Dec 1, 2011
Currency Exchange Loss:
Jun 15, 2012