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Mrs. Luos N., 37, works growing rice and vegetables and sells them at a nearby market. She can generally make about $6 each day, while her husband can make on average around $5 a day in revenue from his fishery work.

Luos Naran has five children, including the one who will be born in the next three months. Two of her children are currently employed by a garment factory and the rest of her children are too young to attend school. Because she is pregnant and is not able to work on her rice field, her husband has to take care of her and does all the work himself.

Recently, this couple has requested a loan to purchase some farming supplies including fertilizer, seeds, pesticide, and gasoline to improve their production. This couple plans to save a lot of money to give their children better lives.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 49
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Luos to purchase farming supplies.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 10, 2008
Feb 25, 2008
Currency Exchange Loss:
Oct 15, 2009