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Joyceryn is 27 years old and lives in the Philippines. She is married with two children.

Joyceryn has a shop that sells electronic loads (pre-paid cell phone credits) from several networks like GLOBE & SMART. She has had this business for 4 years. She requested a loan of 8,000 Philippines pesos (PHP) to buy stocks of electronic loads for resale.

Joyceryn has been a member of HSPFI since 2011. In the future, Joyceryn hopes to improve her business.

Additional Information

About Hagdan Sa Pag-uswag Foundation, Inc.

Hagdan Sa Pag-uswag Foundation, Inc. (HSPFI) is a non-governmental development organization founded in 1987 to promote Christian values through microfinance services in the Philippines. It partners with Opportunity International and the Mindanao Microfinance Council among others, and offers a range of business and community development services, including savings and insurance programs in addition to lending.

About Philippines

  • $7,000
    Average annual income
  • 714
    View loans »
    Philippines Loans Fundraising
  • $63,203,625
    Funds lent in using Kiva
  • 43.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Joyceryn to buy stocks of electronic loads for resale.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Nov 23, 2011
Dec 1, 2011
Currency Exchange Loss:
Sep 15, 2012