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Rosario Cecibel
The communal bank San Vicente meets bimonthly in the Picoaza parish in the city of Portoviejo, a city known for being very commercial, for its traditional festivals of San Pedro and San Pablo and for the friendliness of its people.

Here we meet Señora Rosario. She is 39 years old, married and has four children ages 16,15,12 and 9 from this relationship. The two older children attend secondary school and the younger ones are in primary school. Her husband is a merchant.

She is a fabulous homemaker who, in her free time, also helps her husband with the business. They sell shoes, all types of clothing and undergarments. While her husband travels to other cities to sell his products, she stays in town to sell. She sells door to door, extending credit and collecting every weekend. They have been doing this for more than 15 years. They buy their merchandise in Guayaquil as it is cheaper there.

She will use this loan to buy clothing, undergarments and shoes. She has been a member of the communal bank almost since the beginning and she likes it because the loans have really helped her to get ahead with her business.

Her dream is to have a clothing store in the downtown area.
View original language description ↓
El Banco Comunal San Vicente se reúne cada quince días en la parroquia Picoaza de la ciudad de Portoviejo. Lugar conocido por ser una zona muy comercial, por sus fiestas tradicionales de San Pedro y San Pablo y por la alegría de su gente.

En este lugar conocimos a la señora, Rosario tiene 39 años de edad está casada y fruto de esta relación tiene cuatro hijos de 16, 15, 12 y 9 años de edad, los dos mayores estudian en colegio y los dos menores en escuela. Su esposo es comerciante.

Ella es una gran ama de casa que en sus momentos libres se dedica al igual que su esposo al comercio, ella y su marido venden zapatillas, ropa de todo tipo e interiores. Mientras su marido se va a otras ciudades a vender sus productos ella se dedica a realizar sus ventas por la localidad, ella vende puerta a puerta, deja a crédito y cobra cada fin de semana, llevan más de 15 años dedicados a esta actividad y su mercadería la compran en Guayaquil ya que allá les sale más barato.

Este crédito lo va a emplear para comprar ropa, ropa interior y zapatillas. Esta casi desde que se creó el Banco Comunal y le gusta porque los créditos le han servido de mucho para sacar adelante su negocio.

Su sueño es tener un almacén de ropa en el centro de la ciudad

About Ecuador

  • $10,200
    Average annual income
  • 98
    View loans »
    Ecuador Loans Fundraising
  • $23,946,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $550 helped Rosario Cecibel purchase clothing, undergarments and shoes.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 23, 2011
Listed
Nov 29, 2011
Currency Exchange Loss:
N/A
Ended:
Jun 16, 2012