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Eliecer Gerardo
Eliecer is 45 years old and he lives with his wife and children in San Carlos, a community located in Alajuela, the second major province of Costa Rica. This area holds first place nationally for the production of coffee and sugar cane; basic grains (rice, beans, maize), fruit, pulses, tubers, and vegetables are also produced. Juan Santamaría International Airport, the most important of the country, is also located here.

Eliecer has desired making a few changes to his house for a few years.

Eliecer is currently asking for a loan of ¢500.000 (five-hundred thousand colones) to buy construction materials (ceramics, cement and zinc) to fix the structure of his house. He hopes that this will allow him to provide his family with a better standard of living: he wants to feel more at ease, and he wants his children to live more comfortably and have a proper roof on their heads.

Eliecer is a member of the Communal Credit Enterprise of San Francisco, one of the 150 member organization that make up EDESA in Costa Rica. He will keep on growing on a personal and economic level, and he will also keep on being an active participant in his local credit organization.
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Eliecer tiene 45 años de edad y vive con su esposa e hijos, en una comunidad llamada San Carlos, la cual pertenece a la segunda provincia de Costa Rica, Alajuela. En una zona donde se ocupa el primer lugar nacional en la producción de café y azúcar de caña. Produce además granos básicos (arroz, frijoles, maíz), frutas, legumbres, tubérculos y hortalizas. Y en esta provincia está ubicado el Aeropuerto Internacional Juan Santamaría, el más importante del país.

Desde hace varios años que Eliecer quiere hacer unos cambios en su casa.

Actualmente Eliecer está solicitando un micro crédito de ¢500.000 (quinientos mil colones) para poder comprar materiales de construcción (cerámica, cemento y zinc), para asi arreglar la infraestructura de su hogar. Con esto el espera darle una mejor calidad de vida a su familia, ya que quiere estar más tranquilo, que sus hijos vivan más cómodos y tengan un techo digno.

Eliecer es socio de la Empresa de Crédito Comunal de San Francisco, una de las 150 organizaciones socios de EDESA en Costa Rica. Continuara creciendo a nivel personal y económico además de participar activamente en la organización de crédito en su comunidad.

Additional Information

More information about this loan

As a small and relatively young MFI located in Costa Rica, EDESA has difficulty attracting other sources of capital. Many other microfinance funders do not work in Costa Rica, because overall the country is too rich. However, organizations such as EDESA work with extremely marginalized populations in Costa Rica that really need the access to capital that EDESA provides. By funding EDESA, Kiva lenders are allowing the organization to grow and reach more people than they otherwise would be able to reach.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Costa Rica

  • $12,900
    Average annual income
  • 50
    View loans »
    Costa Rica Loans Fundraising
  • $4,673,875
    Funds lent in using Kiva
  • 497.7
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Eliecer Gerardo to buy construction materials to make improvements to his house.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Dec 6, 2011
Nov 30, 2011
Currency Exchange Loss:
Mar 6, 2014