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Emi is a 21-year-old woman living in the town of Asau. She is single and has one infant-aged child. To make a living, Emi owns & operates a business venture in the agriculture sector raising crops. While not the only means for generating revenue, the main source of income for the business comes from planting & harvesting taro for sale. Emi has been engaged in this business for over five years and earns approximately 1,200 WST a month from these activities.

In 2011, Emi joined SPBD to gain access to financial services to help improve her living situation and her ability to engage in business activities. Emi is requesting a loan for the first time from SPBD. The loan of 1,000 WST will be used to purchase general farm supplies & equipment. Emi plans to use the additional revenue generated from the business to improve and expand her business.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 6
    View loans »
    Samoa Loans Fundraising
  • $7,960,550
    Funds lent in using Kiva
  • 2.4
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Emi to purchase general farm supplies & equipment.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Nov 4, 2011
Nov 28, 2011
Currency Exchange Loss:
Nov 27, 2012