30-year-old Daisy sells personal care products, and first started her business via referrals from her neighbors. She has been learning the business and thanks God that it has been a success.
Daisy sells her products at the children's school in the mornings and in her neighborhood in the afternoons. Her main challenges are the lack of capital available to invest in merchandise, and the crime level in the sector in which they live. She is married and her husband works as a taxi driver. They have three children aged seven, eight and nine who attend private school.
With the loan, Daisy wants to buy more perfumes and cosmetics to achieve a higher income. Her goal is for her business to progress successfully so that she can help her husband with household expenses.
Daisy de 30 años, vende productos de uso personal, empezó con este negocio por recomendaciones de los vecinos, se dedico a aprender esta actividad y gracias a Dios le ha ido muy bien.
Trabaja sola por las mañana vende en la escuela de los hijos y por las tarde pos su barrio. Sus dificultades son la falta de capital para invertir en mercadería, y la delincuencia del sector en el que vive. Está casada y su esposo trabaja como chofer de un taxi, tiene 3 hijos de 9, 8, y 7 que estudian en escuela particular.
Quiere comprar con el prestamo perfumes y cosmeticos para un mayor ingreso. Su meta es poder seguir adelante con su negocio para así poder ayudar a su esposo con los gastos de la casa.
About Banco D-MIRO
Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.