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Ana Maria
Ana is 40. She started selling Yambal products, as she is on her own, and this is a way for her and her children to get ahead in life. She works on her own every day, without set hours, visiting the homes of friends and family members. Crime is the greatest problem that arises in her work.

She is a single mother who works very hard to move forward with her two children, ages eleven and nine, who go to high school. She wants to continue with her business, and that's why she wants the loan to buy perfumes, and cosmetics.

Her goal is to be able to keep her business going, so that she can move up in her work, have an office, and her own car.
View original language description ↓
Ana de 40años, empezó a trabajar vendiendo productos yambal ya que vive solo y de esta manera sale adelante con sus hijos.

Trabaja sola todos los días sin horarios fijos, recorriendo las casas de los amigos, y familiares.
La delincuencia es el mayor problema que presenta en su trabajo. Es madre soltera quien trabaja muy duro para salir adelante con sus 2 hijos de 11 y 9 años que estudian en escuela fiscal.

Quiere seguir con su negocio por eso quiere el prestamo para comprar perfumes, cosmeticos. Su meta es poder seguir adelante con su negocio para de esta manera ascender en su trabajo y tener una oficina de trabajo y su propio carro.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 70
    View loans »
    Ecuador Loans Fundraising
  • $24,619,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Ana Maria to buy perfumes and lipsticks.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 22, 2011
Nov 29, 2011
Currency Exchange Loss:
Dec 15, 2012