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Manuela Benedicta
Manuela is 46. She started as a seamstress, and because she is a hard worker, she decided to expand her business. Now she also sells products for personal use. She works on her own.

In the mornings, she sells at the school where her son studies, and in the afternoon travels to the homes of family members and friends to sell her products. The challenges she faces are crime and getting to the places she works. She isn't married, but has a 16 year-old son who is in high school.

Her goal is to keep moving forward with her business, so that she and her son can get ahead in life.
View original language description ↓
Manuela de 46 años, empezó como costurera y gracias a sus esfuerzos decidió aumentar su trabajo, ahora también vende productos de uso personal.

Realiza su trabajo sola, por la mañanas vende en el colegio donde estudia su hijos y por las tarde recorres donde familiares y amigos vendiendo sus productos.

Sus dificultades son la delincuencia y el traslado a sus lugares de trabajo. No está casado pero tiene 1 hijos de 16 años que estudia en un colegio fiscal.

Su meta es poder seguirá adelante con su negocio para de esta manera salir adelante con su hijo.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 46
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $750 helped Manuela Benedicta to buy purses, lotions and lipsticks.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 22, 2011
Nov 29, 2011
Currency Exchange Loss:
Dec 15, 2012