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Yasmin Eugenia
Yasmin is a young entrepreneurial woman who at age 25 sells desserts and stuffed animals in the store where she works.

She needs this loan to buy stuffed animals in quantity for the Christmas season. In this way she can increase her income with her sales, and improve her quality of life.
View original language description ↓
Yasmin es una joven emprendedora que a sus 25 años de edad se dedica a la venta de chance en las afueras de una tienda, venta de postres y de peluches que exhibe en la tienda en la que trabaja.

Actualmente, necesita de un préstamo para comprar mayor cantidad de peluches para la temporada navideña y así obtener mayores ingresos con sus ventas y así mejorar su calidad de vida.

Additional Information

Important Information

This loan is structured on Kiva as a bullet loan, which means a single payment is required at the end of the loan term. By Colombian law, Kiva's partner Interactuar is required to offer borrowers loans with a variable interest rate that fluctuates with the market rate. Because fixed monthly payments are applied first to interest and then to principal, Interactuar is unable to predict upfront what portion of each repayment would go towards the loan principal. This creates a challenge with Kiva's system, which doesn't allow for unpredictable principal payments, and can result in some Interactuar clients appearing falsely delinquent. To remedy this, the loan has an end-of-term repayment plan on Kiva, but the borrower will continue scheduled monthly repayments to Interactuar, who will then pass along the principal amount to Kiva lenders. This means that you may see repayments made on this loan throughout the repayment term, as opposed to receiving repayment in full at the end of the loan term.

About Colombia

  • $11,100
    Average annual income
  • 376
    View loans »
    Colombia Loans Fundraising
  • $16,230,175
    Funds lent in using Kiva
  • 1,941.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $175 helped Yasmin Eugenia to buy stuffed animals.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 28, 2011
Nov 28, 2011
Currency Exchange Loss:
Jul 15, 2012