Update on Tita PaulaTita Paula is 33 years old. She has a common-law husband, one son and one daughter. She lives with her husband and the two children, aged 10 and 9, in the canton of Ventanas, in Los Rios province.
The "JERUSALEN" communal bank is located in the district of El Caimito, which belongs to Puerto Pechiche parish in the canton of Pueblo Viejo. The members of this communal bank work in short-cycle agriculture, planting corn, rice and pigeon peas.
Tita has worked in agriculture for 11 years, planting corn. She makes her purchases and sales in Ventanas.
She is requesting the loan to buy seeds, compost and fertilizers. With the help of the loan, she will be able to buy more supplies. Her dream is to be able to have a piece of land. She has not faced any type of problem. In her free time, she likes to dedicate herself to the church.
With the previous loan, which she invested in agriculture, her family's situation has improved. The increased income has been most significant, because she has been able to contribute to her family's well-being.
La VRC JERUSALEN, se encuentra ubicada en el Recinto El caimito, Perteneciente a la Parroquia Puerto Pechiche Cantón Pueblo Viejo, Esta Ventanilla se dedica a labores Agrícolas de ciclo Corto siembra de maíz, arroz, frejol Gandul.
Tita se dedica a la Agricultura a la siembra de maíz hace 11 años. Las compras y las ventas lo realiza en Ventanas.
Solicita el crédito para comprar semillas, fertilizantes, abonos. Con la ayuda del préstamo podrá comprar más insumos. El sueño es poder tener un terreno, no se le ha presentado ningún tipo de problema. En el tiempo libre le gusta dedicarse a la iglesia.
Con el crédito anterior invirtio en la agricultura, la situación de la familia ha mejorado, los ingresos han sido más notorios porque puede aportar en el beneficio de la familia.
Previous Loan DetailsTita Paula Z. A. is 32 years old. She lives with her common-law husband and children in Ventanas canton, in Los Ríos province. She has 2 children. The members of the JERUSALEN community bank are located in Caimito district, in Puerto Pechiche parish, in Pueblo Viejo canton. The members of… More from Tita Paula's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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