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Patricia Aida

Update on Patricia Aida

Patricia, age 49, sells hand-made jewellery. She lives with her husband and children, ages 31, 26, 17, and 10.

She learned to make crafts fifteen years ago so that she could spend more time with her children, because one of her daughters has HIV in her blood and needs to have special treatments in an institution called "REDIMAS". Patricia helps out there in her free time, giving motivational talks about her family's experiences to the patients. She works in the mornings selling her crafts. She makes bracelets, earrings, and chains. In the evenings she gives talks in REDIMAS.

With this loan, she wants to buy jewellery to sell in order to have more income. Her goal is to keep moving forward with her business and to be able to help her husband with his work, and to help her daughter, who is in great need.
View original language description ↓
Patricia de 49 años, vende joyería de artesanía, vive con su esposo e hijos de 31, 26, 17 y 10 años.

Hace 15 años atrás aprendió hacer manualidades con artesanías para pasar más tiempo con sus hijos ya que una de sus hijas tiene el virus VIH en su sangre y necesita algunos tratamientos personales en una institución llamada “REDIMAS” en donde Patricia ayuda en su tiempo libre a dar charlas de motivación a las personas infectadas con la experiencia que ha pasado su familia con su hija. Trabaja en las mañana vendiendo las manualidades haciendo con algunos materiales de artesanía las pulseras, aretes, cadenas y en la noche da las charlas.

Con el prestamo quiere comprar joyería para venderlas y tener mas ingresos. Su meta es poder seguir adelante con su negocio y poder ayudarle a su esposo en su trabajo y a su hija quien lo necesita mucho.

Previous Loan Details

Patricia is 49 years old and sells hand-made jewelry. She lives with her husband and children aged 31, 26, 17 and 10 in an urban district which is characterized by the fact that most of its inhabitants are traders and salesmen. This district is the suburb of Guayaquil. She learned to make craf... More from Patricia Aida's previous loan »

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,200
    Average annual income
  • 40
    View loans »
    Ecuador Loans Fundraising
  • $23,087,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $650 helped Patricia Aida to buy jewellery.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 22, 2011
Listed
Nov 28, 2011
Currency Exchange Loss:
N/A
Ended:
Dec 15, 2012
This photo was used before for a previous loan for Patricia Aida. It was first posted on Kiva on Nov, 2010. Learn More