Update on Eusebia Maria50-year old Eusebia María is married and has a daughter. She, her husband, and their daughter live in Ventanas Canton, in Los Rios Province.The V.R.C. Jerusalen is located in the Caimito area, belonging to the Puerto Pechiche Parish in the Pueblo Viejo Canton. This area is dedicated to short-cycle agricultural labour; the sowing of corn, rice and gandul beans.
Eusebio has had her job for fifteen years. She makes her purchases in Ventanas.
She is now seeking a loan to buy supplies for her maize crop. Her dream is to have more land. In her free time she enjoys chatting with her family.
With her previous loan Eusebio was able to plant maize and rice, and to buy agricultural supplies. As a result production grew, her income improved, and she was able to help her family financially.
La VRC JERUSALEN, se encuentra ubicada en el Recinto El caimito, Perteneciente a la Parroquia Puerto Pechiche Cantón Pueblo Viejo, Esta Ventanilla se dedica a labores Agrícolas de ciclo Corto siembra de maíz, arroz, frejol Gandul.
Eusebia se dedica a los quehaceres desde hace 15 años. Las compras lo realiza en Ventanas.
Solicita el crédito para siembra de maíz, con la ayuda del crédito podrá comprar insumos. El sueño es tener más terreno. En el tiempo libre le gusta dialogar con la familia.
Con el Crédito anterior pudo sembrar maíz, arroz, compra de insumos agrícolas, en la familia la relación ha mejorado por los ingresos que se dan en la economía de la familia, la producción ha mejorado.
Previous Loan DetailsEusebia Maria B. M. is 49. She is married and lives with her husband and children in the Ventanas Canton, Los Rios Province. She has one daughter. The V.R.C. Jerusalen is located in the Caimito area, belonging to the Puerto Pechiche Parish in the Pueblo Viejo Canton. This area is dedicated to… More from Eusebia Maria's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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