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This member belongs to the community bank "Virgen Concebida de Arin". The bank is located in the district of Arin in the province of Calca and department of Cusco.
The member is Susana. She is 62 years old and has 6 children. Susana works making clothes and also cultivates corn and vegetables. She has a number of "chacras", which are plots of cultivated land, and these are close to her house. Once her produce has reached full size, she sells them in the different markets in the towns of Calca, Urubamba, and Cusco as well as to people she knows, and in this way she has increased her income and obtained things she needed in her home. She makes clothes such as aprons, skirts, dresses, and sweaters for women.
The loan that she is requesting will be used to buy corn, yarn, fabrics, and buttons to grow her business.
The member is grateful for the loan and promises to make the repayments according to the timetable.
View original language description ↓
La socia pertenece al banco comunal ”VIRGEN CONCEBIDA DE ARIN”; El banco comunal se encuentra ubicado en el distrito de Arin en la provincia de Calca y departamento de Cusco.

La socia es la Sra. Susana; la socia tiene 62 años de edad, tiene 6 hijos La socia Susana se dedica a la confección de ropa y también se dedica al cultivo de maíz y hortalizas, ella tiene varias "chacras2, son terrenos de cultivo y están cerca de su casa. Posteriormente vende sus productos una vez que hayan llegado a su tamaño en los diferentes mercados de los poblados de Calca, Urubamba, Cusco y a pobladores que la conocen y asi incrementando sus ingresos y obteniendo cosas que le hacen falta en su casa. Ella confecciona ropa como mandiles, faldas, vestidos y buzos para sus caseras.

El crédito que ha solicitado será destinado para la compra de maíz, telas, hilos, botones para incrementar su negocio.

La socia agradece el préstamo y se compromete a cumplir con el pago de sus cuotas de acuerdo al cronograma de pagos.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 151
    View loans »
    Peru Loans Fundraising
  • $60,191,850
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Susana to buy corn, yarn, and fabrics for her business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 14, 2011
Nov 28, 2011
Currency Exchange Loss:
Jun 15, 2012