Mary is a purposeful, self assured, congenial and happy-go-lucky lady, who started her garment sales trade 6 years ago. Not by any long shot is Mary, a married woman with 4 kids, about to rest on the laurels of her recent successes. She knows she still has to work hard if her business is to be regarded as blue chip. For that reason, she works very hard, day in and day out.
Mary believes in education and has been giving her kids the best educational opportunities. She believes in working in tandem with her husband to shoulder family responsibilities. That, she says, has created a sense of cohesion and unity in her home. She intends to use her Kiva loan to purchase more clothes to resell.
Mary also ekes out supplementary earnings from a food sales business. On average, her sales are in the range of 200,000 to 300,000 UGX per week.
Mary is hoping to expand her business ventures. She would like to set up a poultry project in future.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.