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Salima's Group
In this Group: Salima, Rabia, Gulnaz, Hafizaan, Nasreen Akhter, Farhana Kanwal
Salima is married and has eight children. All of them are studying in a local school. It is very difficult for Salima and her husband to afford their living and educational expenses, which is why both Salima and her husband work.

Salima's husband is a mason, and Salima makes and sells decoration pieces. She receives orders from different gift shops in the market and completes their orders to earn income. She has a lot of passion for her work and she creates different designs and uses her skills very well in her work.

She has applied for a loan from Kiva partner Asasah for the betterment of her business. With the loan investment, she will buy decoration material like glitter, paint and brushes to make beautiful looking decoration pieces and also buys the decorations items likes (Vase, artificial flowers) etc.

She is hopeful that she will be able to make beautiful looking decorative pieces and buy the decoration items in bulk that will be sold for higher profits. She is very experienced in her work and has been operating it for many years.

Note: In the group, one of the members has a clothing selling business, which is why they are holding clothes in the photo.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 486
    View loans »
    Pakistan Loans Fundraising
  • $15,108,650
    Funds lent in using Kiva
  • 87.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Salima's Group's $1,275 loan helped a member to buy decoration material and decoration items.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Nov 25, 2011
Dec 1, 2011
Currency Exchange Loss:
Nov 15, 2012