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Naziran Bibi's Group
In this Group: Naziran Bibi, Razia Bibi, Razia Bibi, Nazia Bibi, Hamidan Bibi, Sheema Bibi, Nasreen Bibi, Yasmeen Bibi
Naziran bibi is married with five sons. Her elder son is married and involved in a milk and yogurt selling business. This is the only son who is not educated as he wouldn't put effort or time into studying.

Naziran is very talented lady. She operates two businesses: one is grocery shop and another sells clothes. Both of her businesses are home-based. She has good client base in her community and earns a good income every month. Together with her husband, she uses her income to manage household expenses.

Her husband is also very talented businessman, operating a business selling clothes. He buys variety of clothes from different places and sells them to his clients. The quality and variety of his clothes attracts many customers which allows him to generate a good revenue. He has extensive experience in his work.

Naziran is requesting a loan from Kiva partner Asasah for her husband’s business. He will use this loan to purchase clothes in bulk. The clothes will be varied, which will allow him to sell more and generate a good profit.

Note: “In the photo, the lady holding a book (called Asasah Passbook) is Naziran bibi”.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 361
    View loans »
    Pakistan Loans Fundraising
  • $15,695,200
    Funds lent in using Kiva
  • 87.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Naziran Bibi's Group's $1,200 loan helped a member to buy clothes to be sold by her husband's business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Nov 25, 2011
Dec 1, 2011
Currency Exchange Loss:
Nov 15, 2012