Shumaila also sews clothes. She is an expert in ladies' clothing and knows about the latest trends and fashion about clothing. This helps her prepare beautiful looking clothes and satisfy her clients. Her husband is a blacksmith and makes iron products. He is an expert in his work and earns reasonably good profits every month.
Shumaila is the mother of 2 children. Both of them are very young and not of school-going age yet. Her brother is married and Shumaila is hopeful that after the loan investment, he will be able to run his business better and his family will be able to have a better financial life.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid