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Esmeralda is a 49-year-old widow with three school-age children. Her husband died of severe hypertension. He didn't go to a good hospital because of their financial difficulties. As a result, she has to run the family's farming business in order to provide a living for her three children. Despite the difficulties of farming, she is brave enough to face whatever difficulties she encounters. For her, the most important thing is to provide for her children.

To be able to provide for the family's necessities, she needs financial assistance. She is asking for a loan of PHP 15,000 to buy corn seeds, fertilizer and pesticides and to pay for labor in her corn field. She knows that abundant crops will allow her to lift her family out of poverty and give them a better standard of living.

She says "Just believe in our Almighty God and definitely, He will help you with any burden".

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 982
    View loans »
    Philippines Loans Fundraising
  • $63,408,725
    Funds lent in using Kiva
  • 43.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Esmeralda to buy corn seeds, fertilizer and pesticides and to pay for labor in her corn field.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Nov 16, 2011
Dec 1, 2011
Currency Exchange Loss:
Jul 15, 2012