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Sergei is married with an 8-year-old son and 12-year-old daughter. The whole family lives in Kamenka. For the last six years, Sergei has been engaged in the growing of early tomatoes and cucumbers. He has six large greenhouses. Annually, he spends about 45,000 hryvnia on seeds and plastic sheeting. There is around 100,000 hryvnia invested in the enterprise as a whole.

Sergei plans to use the loan of 20,000 hryvnia to install heating in the greenhouses. Moreover, Sergei is fastening a second layer of film to warm the greenhouses in a better manner to have the possibility in time to plant vegetables in sufficient quantities and to obtain corresponding profits.

Sergei very much hopes to gain additional profit from his farming business in order next year to finish repairs on his home, which has long been in need of repair.
View original language description ↓
Сергей женат, у него 8-летний сын и 12-летняя дочка. Вся семья живет в Каменке. Уже на протяжении 6 последних лет Сергей занимается выращиванием ранних помидоров и огурцов. Он имеет 6 больших теплиц. Ежегодно на семена и полиэтиленовую пленку тратит около 45 000 гривен. В хозяйство вложено в целом около 100 000 гривен.

Сергей планирует использовать кредит в 20 000 гривен для того, чтобы установить отопление в теплицах. Более того, Сергей натягивает второй слой пленки, чтобы качественнее утеплить теплицы и иметь возможность вовремя высадить овощи в необходимом количестве и получить соответствующую прибыль. Сергей очень надеется получить дополнительную прибыль со своего сельскохозяйственного бизнеса, чтобы в следующем году вложить ее в ремонт своего дома, который уже давно нуждается в капитальном ремонте.
Пометка: история на русском языке

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 4
    View loans »
    Ukraine Loans Fundraising
  • $6,300,650
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,525 helped Sergei install heating in greenhouses.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Nov 14, 2011
Dec 1, 2011
Currency Exchange Loss:
Jul 26, 2012