Update on TatyanaTatyana uses loans regularly and takes them often, as she always needs funds to purchase new goods. This time, Tatyana is requesting a loan to purchase seeds, fertilizers and household goods for the store. Her previous loan was used for the same purpose- to increase her range of products and purchase new seeds and fertilizer.Tatyana constantly replenishes her goods; bringing new things to the store is a lot of work. In the summer, she took a vacation for two weeks to go to the sea and rest.
(photo of Tatyana with her employee)
Предыдущий кредит был использован для тех же целей - увеличение ассортимента, закупки новых семян и удобрений.
Татьяна постоянно пополняет товар, завозит новинки в магазин, много работает. Летом она брала отпуск на две недели ездила на отдых на море.
(на фотографии Татьяна вместе со своим работником)
Previous Loan DetailsTatyana is widowed. She owns a retail business selling various agricultural products like seeds, fertilizers, bug killers, etc. Tatyana has a large assortment of products, affordable prices and a good reputation at the market. She has many repeat clients who buy items from her to use on their gar... More from Tatyana's previous loan »
About HOPE UkraineHOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 8 months (Additional Information)
- Repayment Schedule
- Nov 4, 2011
- Nov 28, 2011
- Currency Exchange Loss:
- Jun 27, 2012
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.