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Gaby
Gaby, 30 years-old, is a hardworking woman in addition to being enthusiastic and kind. She is separated and lives with her mother, father, and two children who are 10 and 8 years-old whom she loves very much and who are comfortably settled into her parent's home.

The activity that Gaby performs is confectionery, cake preparation, and making pies and cakes. Due to this she set up her business in her parent's home, a trade she learned in a training center in Lima. Like this she began with her own capital, taking orders, buffets, birthdays, girls' 15th birthdays, and other activities, and having very good success due to the quality of her products and winning her client's preference. She has had this business for seven years.

She also has the provisional help of five people in making and taking orders whom she pays daily for their work. What she likes about her activity is having a financial income to pay the household expenses, her children's education, and even managing to buy some electronic household devices. Seeing the good reception, she plans to expand and grow her business.

This will be the third loan with the MFP institution. She is thankful for the opportunity to rely on a line of credit to advance her business. For this reason she is committed to fulfilling the payments of her installments in order to have a good credit record and have access to more credit. Additionally she says that she feels good about her communal bank because she considers them to be good people. WIth the amount of 2000 PEN, she will invest in pastry accessories, such as acrylic layers and individual molds that are in demand for 15th birthdays and other events.

With the requested total of 2000 nuevos soles, she will invest in buying a lot of confectionery accessories like acrylic layers, individual molds that are fashionable for girls' 15th birthdays, and other things.
View original language description ↓
Gaby, de 30 años de edad, es una mujer trabajadora y empeñosa, además de entusiasta y amable, es separada, vive en compañía de su madre, padre y sus dos hijos de 10 y 8 años de edad, a los que quiere mucho, instalados cómodamente en la casa de sus padres.

La actividad que realiza Gaby, es la repostería, preparación de tortas, pasteles, kekes, para eso instaló su negocio en la casa de sus padres, oficio que aprendió en un centro de capacitación en la ciudad de Lima. es así que se inicio con un capital propio, atendiendo pedidos, buffets, aniversario, quinceaños y demás actividades, contando con muy buena aceptación por la calidad de sus productos, ganándose la preferencias de sus clientes, negocio que lo tiene desde hace 7 años.

Asimismo cuenta con la ayuda provisional de 5 personas en la preparación y atención de pedidos, a los que paga por día trabajado. Lo que le gusta de su actividad es el contar con un ingreso económico para solventar los gastos de su hogar y la educación de sus hijos, incluso logrando comprarse algunos artefactos electrodomésticos, viendo la buena acogida, tiene planes de ampliar y hacer crecer su negocio.

Este será el préstamo número 3 con la institución MFP, está agradecida por la oportunidad de contar con una línea de crédito para avanzar con su negocio, por eso se compromete en cumplir con el pago de sus cuotas, para tener un buen record crediticio, y tener acceso a más créditos. Además comenta sentirse bien con su banco comunal porque los considera buenas personas. Con el monto solicitado de 2000 nuevos soles, lo invertirá en la compra de accesorios de repostería en cantidades como pisos acrílicos, moldes individuales que están de moda en los quinceaños y otras.

About Peru

  • $6,715
    Average annual income
  • 96
    View loans »
    Peru Loans Fundraising
  • $55,006,475
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Gaby to buy acrylic layers, individual molds, and other accessories for cakes.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 27, 2011
Listed
Dec 6, 2011
Currency Exchange Loss:
Possible
Ended:
May 15, 2012