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Johanna Elizabeth
Johanna is 21 years old and has been a mother since she was 17 years of age. Her husband works but his salary is not sufficient enough to maintain their home which is why Johanna helps by selling Yanbal products.

Her only challenge is delinquency. She is married to her husband who is a painter and they have a 4 year old and 2 year old. She is requesting the loan to buy perfumes, creams, and jewelry.

Her goal is to have a stable business and make more profits to offer her children a good future.

View original language description ↓
Johanna de 21 años, es madre desde los 17 años, su esposo trabaja pero su sueldo no alcanza para mantener el hogar, por eso johanna trabaja vendiendo productos yambal para ayudar a mantener su hogar.

Su única dificultad es la delincuencia. Está casada su esposo es pintor, y tienen dos hijos de 4 y 2 años de edad. Quiee el prestamo para comprar perfumes, cremas y bisuterías.

Su meta es poder tener un negocio estable y generar más ingresos para así darles un buen futuro a sus hijos.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 51
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $875 helped Johanna Elizabeth buy perfumes, creams, and jewelry.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 17, 2011
Nov 26, 2011
Currency Exchange Loss:
Dec 15, 2012