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Mi Banquito Group
In this Group: Ciceli Esmeli, Rosa, Victoria Elena, Nicolas, Lita Noemi, Ketti Milagritos, Faustina Clelia, Benita Filomena, Janet Juliana, Jaqueline Jeannine
Ciceli is 34 years old and has two young children who are dependent on her. They have been her motivation to continue making progress.

Like most people in Matucana region, Ciceli farms. She grows and sells flowers and alfalfa. This is a family business that she has been carrying on as her parents also used to work in this field. Thanks to her hard work and dedication, Ciceli has managed to provide for her children. She also tells us that she is currently building a hotel as she is planning to provide accommodation to tourists who visit the area. Ciceli's wish is to build her house as they have given her a plot of land in her community.

On this occasion, Ciceli requested a loan for her business. She will buy seeds and fertilizers for her crops. The 'Mi Banquito' community bank is a group with ten hard-working members. Ciceli is one of the founding members and she is the group's president. In the photo, she is on the right, wearing a brown jacket, holding a blue 'Prosperidad' jacket.
View original language description ↓
Ciceli tiene 34 años de edad es madre de 02 pequeños que actualmente depende de ella, la cual han sido su motivo para seguir progresando. Ella como gran parte de la zona de Matucana se dedica a la agricultura la cual siembra y vende flores y alfalfa, negocio familiar que ha venido siguiendo, ya que sus padres también se dedicaban a dichas actividades. Gracias a su arduo trabajo y empeño a sacado adelante a sus hijos, también nos manifiesta que actualmente está construyendo un hotel, pues piensa brindar hospedaje a los turistas que visitan la zona. El deseo de Ciceli es de construir su casa, ya que le otorgaron un terreno en su comunidad. En esta oportunidad solicito el préstamo para su negocio comprando semillas y fertilizantes para su cultivo. La Alcancía Comunal “Mi Banquito” es un grupo conformado por 10 socios trabajadores, donde la Sra. Ciceli es una de las fundadoras y es la que preside al grupo. La señora Ciceli está ubicada en la derecha viste una casaca marón y es la que sujeta un chaleco azul de Prosperidad.

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 133
    View loans »
    Peru Loans Fundraising
  • $57,381,550
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Mi Banquito Group's $3,275 loan helped a member to buy seeds and fertilizers.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 23, 2011
Listed
Nov 26, 2011
Currency Exchange Loss:
Covered
Ended:
May 15, 2012