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Valentín
Valentin, 61, is married and has 3 grown children who are also all married. He has worked for 25 years as a mason, a trade that he learned from a family member. From April to October, the planting season, he also cultivates corn. He makes two plantings per year, each time planting 3500 square meters of corn.

Valentin asks Fundacion Campo for a loan to buy 5 bags of cement, half a truckload of sand, 500 cement tiles and to pay laborers wages. With this investment he will be able to plaster the walls and change the roof on his home, since it was built several years ago. He doesn't have enough money to be able to make the improvements, which are necessary because in winter his house gets wet because the roof is inadequate. Once he has made the repairs, the water won't get in the house and the plaster on the walls will last longer. In the future, Valentin wants to add on some more rooms because he would like his children to bring their families to live with him.
View original language description ↓
El señor Valentín tiene 61 años de edad, es casado con tres hijos, pero ellos ya están casados.

Él se dedica a prestar sus servicios como albañil, ya tiene 25 años de dedicarse a esta actividad, fueron unos familiares quienes le enseñaron. Además en los meses de abril a octubre, que es la época en la que se siembra, él cultiva maíz y hace dos siembras al año en cada una hace 3500 metros cuadrados de maíz.

Valentín solicita el préstamo a Fundación Campo, para comprar 5 bolsas de cemento, media camionada de arena, 500 tejas de cemento y pago de mano de obra de los empleados. Con esta inversión él podrá repellar las paredes y cambiar el techo de su vivienda, ya que tiene varios años de haberla construido y por no contar con el dinero suficiente no había podido realizar esas mejoras, y las necesita hacer ya que en invierno su casa se moja, porque el techo no sirve. Al realizar esas mejorar su casa no se mojara y dudara más con el repello en las paredes. En el futuro Valentín desea construir unas habitaciones más, ya que le gustaría que sus hijos se fueran a vivir con él junto con sus esposas y sus nietos.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About El Salvador

  • $4,900
    Average annual income
  • 617
    View loans »
    El Salvador Loans Fundraising
  • $22,145,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Valentín to buy 5 bags of cement, half a truckload of sand, 500 cement tiles and to pay laborers.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 25, 2011
Listed
Jan 1, 2012
Currency Exchange Loss:
N/A
Ended:
Nov 17, 2013