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Rosa Miriam
Sra. Rosa is 43 years old and lives in the neighborhood of Edilberto Zolano with her husband Pedro and their four children. They have two daughters (ages 24 and 18) and two sons (ages 19 and 9). The two younger children are studying.

Rosa works 14 hours a day attending to the customers in her store. She sells household products and basic necessities. Rosa established this store because she was tired of working in the factories. In addition, there were not any stores in the area.

She is requesting a loan of 5000 HNL so that she can restock her business with groceries. The loan will facilitate the purchase of these products because she will be able to pay with cash and save some money. Rosa hopes to grow her business and restock with products that are in high demand. With her earnings, she will be able to help her children move forward.

View original language description ↓
La señora Rosa tiene 43 años de edad y vive en la aldea de Edilberto Zolano con su esposo Pedro y sus 4 hijos. Tienen dos hijas de 24 y 18 y dos hijos de 19 y 9 años de edad. Los dos menores están estudiando.

Rosa trabaja 14 horas diarias atendiendo clientes en su pulpería. Ella vende productos de la canasta básica y de primera necesidad. Inició la pulpería porque ya estaba cansada de trabajar en las maquilas y también debido que no habían pulperías en la zona.

Solicitó este crédito de L5,000 para surtir el negocio con la compra de abarrotes. El crédito le facilita comprar los productos de contado y eso le ahorra dinero. Rosa espera crecer el negocio y surtir con productos de alta demanda y con las ganancias, sacar adelante a sus hijos.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 83
    View loans »
    Honduras Loans Fundraising
  • $8,816,850
    Funds lent in using Kiva
  • 18.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Rosa Miriam to purchase grocery products for her store.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 14, 2011
Dec 1, 2011
Currency Exchange Loss:
Apr 16, 2012