The San Jose Communal Bank is located in neighborhood of El Rosario, which is part of the canton of Ventanas. This Communal Bank consists of short-cycle farmers who grow corn and rice.
Pedro has been a farmer for 15 years. He grows corn, cacao, and rice. Pedro also raises pigs and chickens. He purchases his supplies and sells his products in Ventanas. The loan he is requesting will be used for growing corn. He plans to buy compost. With the help of this loan, his children will be able to move forward.
His dream is to have a car. In his free time, Pedro enjoys studying and reading the Bible.
La VRC. SAN JOSE Se encuentra ubicada en el Recinto El Rosario, perteneciente al Cantón Ventanas, esta ventanilla se dedica a Labores Agrícolas D. ciclo corto siembra D. maíz, arroz.
Pedro se dedica a la Agricultura desD. hace 15 años a la siembra D. maíz, cacao, arroz, cría D. chanchos, gallinas. Las compras y las ventas lo realiza en Ventanas.
Solicita el crédito para sembrar maíz comprar abonos agricolas. Con la ayuda del crédito podrá salir adelante con L. hijos.
El sueño es tener un carro en L. tiempos libres le gusta estudiar y leer la biblia.
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
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