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Norma Alicia
Sra. Norma is 37 years old and lives in the neighborhood of Altos de Santa Fe in the town of Choloma. She is a single mother with two children (ages 12 and 13) who are in high school.


Doña Norma sells merchandise such as clothing (for women, men, and children), toys, cooking utensils, and other products. She started this business five years ago because she needed to generate income to help her children get ahead. Norma started with little and was able to grow her business. She received two previous loans of 7000 HNL and 10,500 HNL to restock her business and was able to increase her sales, which helped to improve her family’s standard of living. Today she works 10 hours each day selling her products.


Norma is requesting a loan of 18,000 HNL so that she can restock her inventory by purchasing merchandise for the Christmas season. She hopes to increase her sales during this time. Her dream is to see her children graduate.

View original language description ↓
La señora Norma tiene 37 años y vive en la aldea de Altos de Santa Fe en el municipio de Choloma. Norma es madre soltera y tiene dos hijos de 12 y 13 años de edad, los cuales están en el colegio.

Doña Norma vende mercadería como ropa (de dama, caballero, niño), juguetes y utensilios para la cocina entre otras cosas. Inició el negocio hace 5 años debido a la necesidad de generar ingresos para ayudar a sus hijos a salir adelante. Comenzó vendiendo poco hasta crecer el negocio. Sacó dos créditos de L7000 y L10,500 para surtir el negocio y logró aumentar las ventas y le ayudó a dar un mejor nivel de vida para su familia. Hoy en día trabaja 10 horas diarias vendiendo sus productos.

Solicitó este crédito de L18,000 para surtir su inventario con la compra de mercadería para la temporada navideña. Ella espera aumentar sus ventas en esta temporada. Su sueño es ver a sus hijos graduarse.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,200
    Average annual income
  • 27
    View loans »
    Honduras Loans Fundraising
  • $8,136,225
    Funds lent in using Kiva
  • 18.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Norma Alicia to buy merchandise for the Christmas season.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 19, 2011
Listed
Dec 1, 2011
Currency Exchange Loss:
Possible
Ended:
Sep 17, 2013